Last updated: 04 June 2026
Website: https://www.smartest.guru
Contact Email: [email protected]
This Payment & Billing Policy explains how payments, billing, invoices, access activation and payment-related issues are handled for Smartest Guru services, courses, consultation, coaching, academy access and digital services.
Unless otherwise agreed in writing, payment must be completed before:
Smartest Guru may accept payments through one or more of the following methods:
Please make payments only through official payment links, bank details or instructions shared by Smartest Guru through the website, email, WhatsApp or authorised communication channel.
Prices may vary depending on the service, course, package, offer, access duration, scope of work, urgency, customisation and support level.
Prices shown on the website may change at any time without prior notice. However, once your payment is confirmed for a specific offer or package, the confirmed terms for that order will apply.
The displayed price may or may not include taxes, payment gateway charges, currency conversion charges, bank fees or other charges depending on the payment method and location.
If applicable, taxes, gateway fees, currency conversion charges or bank charges may be added or deducted as per the payment provider, bank, law or platform rules.
You are responsible for providing correct billing details, including name, email, phone number, business name, GST details, address or any other information required for billing.
Smartest Guru is not responsible for incorrect invoices, failed communication or access delay caused by wrong user details.
Payment is considered confirmed only after Smartest Guru receives successful payment confirmation from the bank, payment gateway or payment records.
Screenshots alone may not be treated as final proof if the payment is not reflected in our account or gateway dashboard.
If your payment is failed, pending, reversed, disputed or not received, your order, booking, access or service may remain on hold.
You may need to contact your bank, UPI app, card provider or payment gateway to resolve failed or pending payments.
If you accidentally make duplicate payment for the same order, please contact us with proof.
After verification, Smartest Guru may refund the duplicate amount or adjust it towards another service, depending on the situation.
If you raise a payment dispute, chargeback or bank complaint without first contacting us for genuine resolution, your access, service, course, consultation or account may be paused until the matter is resolved.
Fraudulent chargebacks or false payment claims may result in account restriction, refusal of service or legal action.
Smartest Guru is not responsible for payments made to fake accounts, unauthorised persons, fake links, duplicate pages, impersonators or third-party agents not officially approved by Smartest Guru.
Always verify before paying.
For payment and billing support, email:
Use the subject line:
Payment / Billing Support – Smartest Guru
